Is Money Train 2 fair at SpinBit NZ?

Absolutely. We provide the **96.40% RTP** as standard, which increases to **98.00%** when using the 'Buy Feature'. Our 'Baytree' security ensures all wins are paid out fast.

Why does 'Baytree' appear on my statement?

Baytree Interactive is our legal payment provider for the NZ region. It ensures that your deposits and withdrawals are processed through a secure, encrypted channel recognized by local banks.

What are Persistent Symbols?

These are special bonus symbols (Sniper, Collector, Payer) that perform their action on EVERY spin following their landing, leading to exponential win growth.

Is there a base game feature?

Yes, landing 2 Scatters triggers a Respin feature where the scatters reveal multipliers, and reels keep spinning until a win is formed, with the multiplier increasing for every non-winning spin.

Money Train 2 Slot NZ

Board the train for a steampunk adventure with 50,000x wins!

PLAY FOR REAL MONEY 🚂

96.40% RTP

Very High Volatility

50,000x Max Win

Relax Gaming Provider

Money Train 2 Slot Review 2026: The High-Stakes Steampunk Pokie

If you thought the original Money Train was intense, wait until you board Money Train 2. Relax Gaming has created a masterpiece of extreme volatility. At SpinBit, we provide the definitive 96.40% RTP version, but the real "Alpha" move is the Bonus Buy, which spikes the theoretical return to a massive **98.00%**.

The game is set in a dusty, post-apocalyptic town where every spin could lead to the 50,000x max win. This isn't just a game; it's a test of nerve for the Kiwi casino community. With persistent symbols and expanding reels, the Money Cart Bonus is where legends are made at SpinBit.

Baytree Authority: Chasing a 50,000x win requires a platform you can trust. Your deposits and the resulting massive payouts are handled by Baytree Interactive, ensuring your winnings reach your NZ account safely.

The Important Stuff

Made By	Relax Gaming
Payout (RTP)	96.40% (98.00% with Buy Feature)
Volatility	Very High (5/5)
Paylines	40
Reels / Rows	5 / 4
Min / Max Bet	NZ$0.10 / NZ$20
Max Win	50,000x Stake
Bonus Features	Money Cart Bonus, Respin Feature, Buy Feature

How to Win at Money Train 2: A Kiwi's Guide

Winning big in Money Train 2 requires unlocking the Money Cart Bonus. This is a "Hold & Win" style game but on steroids. You start with 3 spins, and every time a symbol lands, the counter resets to 3.

💡 Pro Tip: If you have the budget, the Buy Feature (costing 100x your bet) is statistically the best way to play. It boosts the RTP to a massive 98.00%, giving you the best theoretical return of almost any slot on the market.

1. The Special Symbols (The Crew)

Standard symbols just have cash values. The real magic comes from the special characters:

Payer: Adds its value to all other symbols on the reels.
Collector: Collects all visible values and adds them to itself.
Collector/Payer: Combines both actions!
Sniper: Doubles the value of 3 to 8 other symbols.
Necromancer: Brings used special symbols back to life.
Reset Plus: Increases the starting spins count by +1.

2. Persistent Symbols (The Holy Grail)

These are the gold versions of the Payer, Collector, and Sniper. Instead of acting once, they perform their action on every single spin that follows. Landing a Persistent Payer or Collector early in the bonus round is usually a guarantee of a massive win.

3. Expanding Reels

If you fill an entire reel with symbols during the bonus, an extra reel opens up. You can unlock up to 2 extra reels, giving you more space to land symbols and extend the game.

Quick Q&A

Is the 98% RTP real?

Yes. If you use the Buy Feature (Bonus Buy), the theoretical RTP jumps to **98.00%**. This is one of the highest returns in the NZ market and is fully verified by Relax Gaming.

Why does my bank statement say "Baytree"?

Baytree Interactive is our secure processing partner. It handles high-value transactions with the security protocols required by ASB, Westpac, and other NZ banks.

PLAY MONEY TRAIN 2 🚂

18+ | Play Responsibly | T&Cs Apply